Terms of Use

The Money-Fox website located at https://money-fox.com (hereinafter referred to as the “Website” or “Money-Fox”) is a copyrighted work belonging to SBC Performance s.r.o. (legal entity registered in the Czech Republic, registration number 27957471, address Praha, Plzeňská 3350/18, Smíchov, hereinafter referred to as the “Company” or “SBC Performance”).

These Terms and Conditions (hereinafter referred to as the “Terms”) describe the legally binding terms and conditions that govern your use of the Website and transactions related to our products and services. The mere use of this Website implies the knowledge and acceptance of these Terms and Conditions and the Company’s Policies. In some particular cases, we may also ask you to explicitly agree. By visiting the Website, subscribing to our newsletter, or using our Services in any other way, you agree to these Terms and our Privacy Policy. If you do not agree with the Terms or the Privacy Policy, you may not use the Website.

Certain features of the Website may be subject to additional guidelines, terms, or rules, which will be posted on the Website in connection with such features. All such additional terms, guidelines, and rules are incorporated by reference into these Terms.

You may be bound by additional agreements related to your relationship with us or any products or services that you receive from us. If any provisions of the additional contracts conflict with any provisions of these Terms, the provisions of the additional agreements will control and prevail.

Users indicate acceptance of these Terms and all the terms and conditions contained or referenced in these Terms by browsing the Website, creating an account, or otherwise accessing the Services. SBC Performance reserves the right, at its sole discretion, to change, modify, add, or remove portions of these Terms and any Policies, at any time. It is your responsibility to check these Terms periodically for changes. Your continued use of the Website following the posting of changes will mean that you accept and agree to the changes.

Provided you comply with these Terms, SBC Performance s.r.o. grants you a personal, non-exclusive, non-transferable, limited privilege to enter and use the Website.

Services

Money-Fox is a news and information website where you can find articles and information on various topics. Money-Fox may also display advertisements or provide links to other websites and services offered by third-party companies or resources. By accessing these external websites and resources, you leave the Money-Fox site and assume individual responsibility for their use after clicking on the relevant link.

By accessing such separate websites, you agree that your usage is governed by the respective website’s terms of use and license, which are posted on them.

When creating content for the Website, we adhere to all legal standards using resources from the company, third parties, specialized computer programs, and artificial intelligence. Some content on the Website may be generated using artificial intelligence at our request. All rights to the text on the website belong to the Company unless otherwise specified in the content itself.

Access to the Website, Eligibility, and Responsible use

Access to the Website is technically possible twenty-four (24) hours a day and seven (7) days per week, except in cases of force majeure, possible breakdowns, or maintenance operations necessary for the proper functioning of the Website.

The User acknowledges having the necessary skills and means to access and use the Website and the services offered therein. In this respect, the User must have a computer or any other device with an Internet connection, configured to enable the proper functioning of the Website and its services.

No Support or Maintenance

You agree that the Company will have no obligation to provide you with any support in connection with the Website.

Age Requirement and Acceptance of Terms

You must be at least 18 years of age to access the Site. By accessing our Website, you agree to use it in accordance with these Terms, any agreements you have with us, and all relevant laws, rules, and accepted internet practices and standards. If you disagree with any of these Terms, do not log into and/or use the Site.

Prohibited Activities

You are prohibited from using our Website or its services for the dissemination, publication, or distribution of any content that includes (or links to) harmful software. You may not use data obtained from our Website for direct marketing purposes or engage in any form of systematic or automated data gathering related to our Website. Activities that could harm the Website or impair its functionality, availability, or accessibility are also prohibited.

Territorial Restrictions

Access to the Website from territories or countries where the content or purchase of products or services sold on the Website is illegal is prohibited. You may not use this Website in violation of export laws and regulations.

It is strongly recommended that you take all necessary precautions to protect yourself against hacking by adopting secure and appropriate computer configurations, such as regularly updating virus detection software on your computer, cell phone, or any other device.

Intellectual Property

Company grants you a non-transferable, non-exclusive, royalty-free, revocable, limited license to access the Website solely for your own personal, noncommercial use.

Certain Restrictions. The rights approved to you in these Terms are subject to the following restrictions: (a) you shall not sell, rent, lease, transfer, assign, distribute, host, or otherwise commercially exploit the Website; (b) you shall not change, modify, make derivative works of, disassemble, reverse compile or reverse engineer any part of the Site; (c) you shall not access the Website in order to build a similar or competitive website; and (d) except as expressly stated herein, no part of the Website may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means unless otherwise indicated, any future release, update, or other addition to functionality of the Website shall be subject to these Terms. All copyright and other proprietary notices on the Website must be retained on all copies thereof.

Company reserves the right to change, suspend, or cease the Website with or without notice to you. You approved that the Company will not be held liable to you or any third-party for any change, interruption, or termination of the or any part.

Excluding any User Content that you may provide, you are aware that all the intellectual property rights, including copyrights, patents, trademarks, and trade secrets, in the Website and its content are owned by the Company or Company’s suppliers. Note that these Terms and access to the Website do not give you any rights, title or interest in or to any intellectual property rights. The Company and its suppliers reserve all rights.

Copyright Policy

Copyright/Trademark Information

Copyright ©. All rights reserved. All trademarks, logos and service marks displayed on the Website are our property or the property of other third-parties. You are not permitted to use these Marks without our prior written consent or the consent of such third parties which may own the Marks.

The Company respects the intellectual property of others and asks that Users of our Website do the same. In connection with our Website, we have adopted and implemented a policy respecting copyright law that provides for the removal of any infringing materials and for the termination of Users of our online Website who are repeat infringers of intellectual property rights, including copyrights. If you believe that one of our Users is, through the use of our Site, unlawfully infringing the copyright(s) in a work, and wish to have the allegedly infringing material removed, the following information in the form of a written notification must be provided to our designated Copyright Agent:

your physical or electronic signature;
identification of the copyrighted work(s) that you claim to have been infringed;
identification of the material on our services that you claim is infringing and that you request us to remove;
sufficient information to permit us to locate such material;
your address, telephone number, and e-mail address;
a statement that you have a good faith belief that use of the objectionable material is not authorized by the copyright owner, its agent, or under the law; and
a statement that the information in the notification is accurate, and under penalty of perjury, that you are either the owner of the copyright that has allegedly been infringed or that you are authorized to act on behalf of the copyright owner.

Please note that any misrepresentation of material fact in a written notification automatically subjects the complaining party to liability for any damages, costs and attorney’s fees incurred by us in connection with the written notification and allegation of copyright infringement.

Third-Party Links & Ads; Other Users

Third-Party Links & Ads. The Website may contain links to our or third-party websites and services, and/or display advertisements for third-parties. Such Links & Ads may be not under the control of Company, and Company is not responsible for any Third-Party Links & Ads. Company provides access to these Third-Party Links & Ads only as a convenience to you, and does not review, approve, monitor, endorse, warrant, or make any representations with respect to Third-Party Links & Ads. You use all Third-Party Links & Ads at your own risk, and should apply a suitable level of caution and discretion in doing so. When you click on any of the Third-Party Links & Ads, the applicable third party’s terms and policies apply, including the third party’s privacy and data gathering practices.

We are not accountable for the privacy policies or the content on these websites. The risk associated with accessing these sites and any services provided by third parties is entirely yours. We will not be liable for any harm or loss, regardless of how it occurs, arising from your sharing of personal information with third parties.

Other Users. Each Website User is solely responsible for any and all of its own User Content if it may occur. Because we do not control User Content, you acknowledge and agree that we are not responsible for any User Content, whether provided by you or by others. You agree that the Company will not be responsible for any loss or damage incurred as the result of any such interactions. If there is a dispute between you and any Site user, we are under no obligation to become involved.

You hereby release and forever discharge the Company and our officers, employees, agents, successors, and assigns from, and hereby waive and relinquish, each and every past, present and future dispute, claim, controversy, demand, right, obligation, liability, action and cause of action of every kind and nature, that has arisen or arises directly or indirectly out of, or that relates directly or indirectly to, the Website. If you are a California resident, you hereby waive California civil code section 1542 in connection with the foregoing, which states: “a general release does not extend to claims which the creditor does not know or suspect to exist in his or her favor at the time of executing the release, which if known by him or her must have materially affected his or her settlement with the debtor.”

Cookies and Web Beacons. Like any other Website, Money-Fox may use ‘cookies’. These cookies may be used to store information including visitors’ preferences, and the pages on the website that the visitor accessed or visited. This information may be used to optimize the Users’ experience by customizing our web page content based on visitors’ browser type and/or other information. For more information about Cookies, please read our Privacy Policy.

WARRANTY DISCLAIMER

THE WEBSITE AND COMPANY’S SERVICES ARE PROVIDED ON AN “AS-IS” AND “AS AVAILABLE” BASIS, AND COMPANY AND OUR SUPPLIERS EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING ALL WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, QUIET ENJOYMENT, ACCURACY, OR NON-INFRINGEMENT. WE AND OUR SUPPLIERS MAKE NOT GUARANTEE THAT THE SITE WILL MEET YOUR REQUIREMENTS, WILL BE AVAILABLE ON AN UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE BASIS, OR WILL BE ACCURATE, RELIABLE, FREE OF VIRUSES OR OTHER HARMFUL CODE, COMPLETE, LEGAL, OR SAFE. IF APPLICABLE LAW REQUIRES ANY WARRANTIES WITH RESPECT TO THE SITE, ALL SUCH WARRANTIES ARE LIMITED IN DURATION TO NINETY (90) DAYS FROM THE DATE OF FIRST USE.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU. SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY LASTS, SO THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

LIMITATION ON LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL COMPANY OR OUR SUPPLIERS BE LIABLE TO YOU OR ANY THIRD-PARTY FOR ANY LOST PROFITS, LOST DATA, COSTS OF PROCUREMENT OF SUBSTITUTE PRODUCTS, OR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES ARISING FROM OR RELATING TO THESE TERMS OR YOUR USE OF, OR INCAPABILITY TO USE THE SITE EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. ACCESS TO AND USE OF THE SITE IS AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR DEVICE OR COMPUTER SYSTEM, OR LOSS OF DATA RESULTING THEREFROM.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY DAMAGES ARISING FROM OR RELATED TO THIS AGREEMENT, WILL AT ALL TIMES BE LIMITED TO A MAXIMUM OF ONE THOUSAND U.S. DOLLARS (U.S. $1000). THE EXISTENCE OF MORE THAN ONE CLAIM WILL NOT ENLARGE THIS LIMIT. YOU AGREE THAT OUR SUPPLIERS WILL HAVE NO LIABILITY OF ANY KIND ARISING FROM OR RELATING TO THIS AGREEMENT.

SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

Indemnification

Users of the Website commit to protecting, defending, and exonerating SBC Performance, its subsidiaries and affiliates, along with their employees, officers, and directors (individually, an “SBC Performance Entity” and together, the “SBC Performance Entities”), as well as each SBC Performance Entity’s licensors, organizations, licensees, consultants, contractors, agents, lawyers, owners, third-party service providers, and authorized third parties, from any and all claims, liabilities, costs, and expenses, including reasonable legal fees (altogether, “Claim(s)”), that arise directly or indirectly from the materials or information provided, the use of the Site(s) or the Platform(s), or any violation of these Terms. You agree to take full responsibility for defending against any Claim directed at or incurred by SBC Performance and/or any SBC Performance Entity, with SBC Performance and/or the SBC Performance Entity retaining the right to engage its own legal representation, and to cover any damages or losses resulting from all claims against SBC Performance, and/or any SBC Performance Entity, on the condition that you will not consent to any settlement that imposes any obligation or liability on SBC Performance and/or an SBC Performance Entity without the express written approval of SBC Performance.

Term and Termination

Subject to this Section, these Terms will remain in full force and effect while you use the Website. We may suspend or terminate your rights to use the Website at any time for any reason at our sole discretion, including for any use of the Website in violation of these Terms. Upon termination of your rights under these Terms, your Account (if it is) and right to access and use the Website will terminate immediately. At the same time, the terms laid out in individual contracts will be applied to the actions of those contracts. You understand that any termination of your Account may involve deletion of your User Content associated with your Account from our live databases. The Company will not have any liability whatsoever to you for any termination of your rights under these Terms. Even after your rights under these Terms are terminated, the provisions regarding Intellectual property and Limitation on Liability of these Terms will remain in effect.

Revision of Terms and Conditions

We reserve the right to modify these Terms and Conditions occasionally. You are responsible for regularly reviewing these Terms and Conditions to stay informed about any alterations. The date listed at the top of these Terms and Conditions indicates when they were last updated. Any modifications to these Terms and Conditions will take effect once they are published on this Website. By continuing to use this Website after changes or updates are posted, you acknowledge and agree to adhere to and be legally bound by the updated Terms and Conditions.

Dispute Resolution

Please read this Arbitration Agreement carefully. It is part of your contract with the Company and affects your rights. It contains procedures for MANDATORY BINDING ARBITRATION AND A CLASS ACTION WAIVER.

Applicability of Arbitration Agreement: All claims and disputes in connection with the Terms and Conditions of any product or service provided by the Company that cannot be resolved informally or in small claims court shall be resolved by binding arbitration on an individual basis under the terms of this Arbitration Agreement. Unless otherwise agreed, all arbitration proceedings shall be held in English. This Arbitration Agreement applies to you and the Company, including any subsidiaries, affiliates, agents, employees, predecessors in interest, successors, and assigns, as well as all authorized or unauthorized Users or beneficiaries of services or goods provided under the Terms.

Notice Requirement and Informal Dispute Resolution: Before either party may seek arbitration, the party must first send to the other party a written Notice of Dispute describing the nature and basis of the claim or dispute and the requested relief. A Notice to the Company should be sent to: Praha, Plzeňská 3350/18, Smíchov. After the Notice is received, you and the Company may attempt to resolve the claim or dispute informally. If you and the Company do not resolve the claim or dispute within thirty (30) days after the Notice is received, either party may begin an arbitration proceeding. The amount of any settlement offer made by any party may not be disclosed to the arbitrator until after the arbitrator has determined the amount of the award to which either party is entitled.

Arbitration Rules: Arbitration shall be initiated through the International Chamber of Commerce Czech Republic (ICC Czech Republic), an established alternative dispute resolution provider that offers arbitration as set forth in this section. If ICC Czech Republic is not available to arbitrate, the parties shall agree to select an alternative ADR Provider. The rules of the ADR Provider shall govern all aspects of the arbitration except to the extent such rules conflict with the Terms. The ICC Czech Republic Consumer Arbitration Rules governing the arbitration are available online at https://www.icc-cr.cz/en. The arbitration shall be conducted by a single, neutral arbitrator. Any claims or disputes where the total amount of the award sought is less than Ten Thousand U.S. Dollars (US $10,000.00) may be resolved through binding non-appearance-based arbitration, at the option of the party seeking relief. For claims or disputes where the total amount of the award sought is Ten Thousand U.S. Dollars (US $10,000.00) or more, the right to a hearing will be determined by the Arbitration Rules of ICC Czech Republic. The arbitrator shall give the parties reasonable notice of the date, time, and place of any oral hearings. Any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction. If the arbitrator grants you an award that is greater than the last settlement offer that the Company made to you prior to the initiation of arbitration, the Company will pay you the greater of the award or $1,000.00. Each party shall bear its own costs and disbursements arising out of the arbitration and shall pay an equal share of the fees and costs of the ADR Provider.

Additional Rules for Non-Appearance Based Arbitration: If non-appearance based arbitration is elected, the arbitration shall be conducted by telephone, online, and/or based solely on written submissions; the specific manner shall be chosen by the party initiating the arbitration. The arbitration shall not involve any personal appearance by the parties or witnesses unless otherwise agreed by the parties.

Time Limits: If you or the Company pursue arbitration, the arbitration action must be initiated and/or demanded within the statute of limitations and within any deadline imposed under the ICC Czech Republic Rules for the pertinent claim.

Authority of Arbitrator: If arbitration is initiated, the arbitrator will decide the rights and liabilities of you and the Company, and the dispute will not be consolidated with any other matters or joined with any other cases or parties. The arbitrator shall have the authority to grant motions dispositive of all or part of any claim. The arbitrator shall have the authority to award monetary damages, and to grant any non-monetary remedy or relief available to an individual under applicable law, the ICC Czech Republic Rules, and the Terms. The arbitrator shall issue a written award and statement of decision describing the essential findings and conclusions on which the award is based. The arbitrator has the same authority to award relief on an individual basis that a judge in a court of law would have. The award of the arbitrator is final and binding upon you and the Company.

Waiver of Jury Trial: THE PARTIES HEREBY WAIVE THEIR CONSTITUTIONAL AND STATUTORY RIGHTS TO GO TO COURT AND HAVE A TRIAL IN FRONT OF A JUDGE OR A JURY, instead electing that all claims and disputes shall be resolved by arbitration under this Arbitration Agreement. Arbitration procedures are typically more limited, more efficient, and less expensive than rules applicable in a court and are subject to very limited review by a court. In the event any litigation should arise between you and the Company in any state or federal court in a suit to vacate or enforce an arbitration award or otherwise, YOU AND THE COMPANY WAIVE ALL RIGHTS TO A JURY TRIAL, instead electing that the dispute be resolved by a judge.

Waiver of Class or Consolidated Actions: All claims and disputes within the scope of this arbitration agreement must be arbitrated or litigated on an individual basis and not on a class basis, and claims of more than one customer or User cannot be arbitrated or litigated jointly or consolidated with those of any other customer or User.

Applicable Law and Jurisdiction

These Terms and Conditions shall be governed by the laws of the Czech Republic. If any part or provision of these Terms and Conditions is found by a court or other authority to be invalid and/or unenforceable under applicable law, such part or provision will be modified, deleted, and/or enforced to the maximum extent permissible to give effect to the intent of these Terms and Conditions. The other provisions will not be affected.

Electronic Communications

The communications between you and Company use electronic means, whether you use the Website or send us emails, or whether Company posts notices on the Site or communicates with you via email. For contractual purposes, you (a) consent to receive communications from Company in an electronic form; and (b) agree that all terms and conditions, agreements, notices, disclosures, and other communications that Company provides to you electronically satisfy any legal obligation that such communications would satisfy if it were in a hard copy writing.

Entire Terms

These Terms constitute the entire agreement between you and us regarding the use of the Website. Our failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver of such right or provision. The section titles in these Terms are for convenience only and have no legal or contractual effect. The word “including” means “including without limitation”. If any provision of these Terms is held to be invalid or unenforceable, the other provisions of these Terms will be unimpaired and the invalid or unenforceable provision will be deemed modified so that it is valid and enforceable to the maximum extent permitted by law. Your relationship to Company is that of an independent contractor, and neither party is an agent or partner of the other. These Terms, and your rights and obligations herein, may not be assigned, subcontracted, delegated, or otherwise transferred by you without Company’s prior written consent, and any attempted assignment, subcontract, delegation, or transfer in violation of the foregoing will be null and void. The Company may freely assign these Terms. The terms and conditions set forth in these Terms shall be binding upon assignees.

Assignment

You may not assign, transfer, or subcontract any of your rights and/or obligations under these Terms and conditions, in whole or in part, to any third party without our prior written consent. Any purported assignment in violation of this Section will be null and void.

Privacy

Please read our Privacy Policy for details on how we collect, use, disclose, and protect your personal data.

Contact Information

Company: SBC Performance s.r.o.

Address: Praha, Plzeňská 3350/18, Smíchov

Email: info@sbc-performance.com